Welcome to Wise Savings, LLC. We maintain this Web site as a service to our customers. By using our site, you are agreeing to comply with and be bound by the following terms of use. Please review the following terms carefully. They do not alter in any way the terms or conditions of any other agreement you may have with Wise Savings, LLC for other services purchased or otherwise obtained from us. Wise Savings, LLC reserves the right to change or modify any of the terms and conditions contained in the Site Terms or any policy or guideline of the Site, at any time and in its sole discretion. Any changes or modification will be effective upon posting of the revisions on the Site. Your continued use of this Site following the posting of its changes or modifications will constitute your acceptance of such changes or modifications.          BY ACCESSING, BROWSING, SEARCHING, DOWNLOADING, USING, TRANSACTING BUSINESS ON-LINE, OR PURCHASING FROM THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS DESCRIBED BELOW AND ALL POLICIES AND GUIDELINES THAT MAY BE INCORPORATED BY REFERENCE. IF YOU DO NOT AGREE TO THESE SITE TERMS OR ANY SUBSEQUENT MODIFICATION, DO NOT ACCESS, SEARCH, DOWNLOAD FROM, BROWSE, TRANSACT BUSINESS ON-LINE OR OTHERWISE USE THIS SITE.          1. Definitions . "Wise Savings, LLC", provides an interactive online service operated by Wise Savings, LLC on the World Wide Web of the Internet (the "Web"), consisting of information services, content and transaction capabilities provided by Wise Savings, LLC, its affiliates and other third parties.          2. Wise Savings, LLC is a Venue : Wise Savings, LLC provides an Internet portal for online marketing connecting consumers who want to purchase Gift Certificates for participating Businesses. Wise Savings, LLC is not involved in the actual transaction between buyers and the Business and shall have no liability or responsibility for any transaction. As a result, we have no control over the quality of the Business' items, the truth or accuracy of the listings or the ability of the Business to sell items. We cannot ensure or guarantee that the Business will actually complete a transaction, and we do not transfer legal ownership of items from the Business to the buyer.          3. Under 18 Years of Age or Older . Wise Savings, LLC does not permit individuals under the age of 18 years to transact any business on this Web Site. By registering and/or viewing or using the interactive online services of this portal, you are stating that you are 18 years of age or older.          4. Release : Because we are a venue, in the event that you have a dispute with one or more retailer's or merchant's, you release Wise Savings, LLC (and our owners, officers, directors, agents, subsidiaries, joint ventures and employees) from claims, demands, damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such disputes. Please note that there are also risks of dealing with underage persons or people acting under false pretense. By using this Site, you agree to accept such risks and agree that Wise Savings, LLC is not responsible for the acts or omissions of users on the Site.          5. Exchange Policy . There are no Refunds. Exchanges will be made within the first 60 days of purchase, only if the business is no longer operating and has closed it's doors permanently          6. Copyright . The content, organization, graphics, design, compilation, database information, selection, coordination, and arrangement of the database, magnetic translation, digital conversion and other matters related to the Site are protected under applicable copyrights, service marks and other proprietary (including but not limited to intellectual property) rights. The copying, redistribution, use or publication by you of any such matters or any part of the Site, except as allowed by Section 3, is strictly prohibited. You do not acquire ownership rights to any content, document or other materials viewed through the Site. The posting of information or materials on the Site does not constitute a waiver of any right in such information and materials.          7. Service marks . "Wise Savings, LLC" and the Wise Savings, LLC Logo are a service marks of Wise Savings, LLC. Other service and company names mentioned on the Site may be service marks of their respective owners.          8. Limited Right to Use . The viewing, printing or downloading of any content, graphic, form or document from the Site grants you only a limited, nonexclusive license for use solely by you for your own personal use and not for republication, distribution, assignment, sublicense, sale, preparation of derivative works or other use. No part of any content, form or document may be reproduced in any form or incorporated into any information retrieval system, electronic or mechanical, other than for your personal use (but not for resale or redistribution). You may not use or utilize framing techniques to enclose any  service mark, logo or other proprietary information (including the images found at this Site, the content of any text or the layout/design of any page or form contained on a page) without express written consent. Further, you may not use any meta tags or other "hidden text" utilizing the Wise Savings, LLC name or service mark without written consent. Any unauthorized use of this Site will terminate the permission or license granted by these Site Terms and may violate applicable law including copyright laws, trademark laws, and communications regulations and statutes.          9. Editing, Deleting and Modification . We reserve the right in our sole discretion to edit or delete any documents, information or other content appearing on the Site.         10. Indemnification . You agree to indemnify, defend and hold us and our principals, attorneys, staff and affiliates (collectively, "Affiliated Parties") harmless from any liability, loss, claim and expense, including reasonable attorneys' fees, related to your violation of these Site Terms or misuse of the Site.          11. Disclaimer and Limits . THE INFORMATION FROM OR THROUGH THE SITE IS PROVIDED "AS IS," "AS AVAILABLE," AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING, BUT NOT LIMITED TO, THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES OF TITLE, AND WARRANTY OF NON-INFRINGEMENT). THE INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS, OMISSIONS, INACCURACIES OR OTHER LIMITATIONS. WE AND OUR AFFILIATED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR SERVICE. IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WE AND OUR AFFILIATED PARTIES ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION OF DAMAGES SET FORTH ABOVE IS A FUNDAMENTAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU. THIS SITE AND THE INFORMATION WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE SITE SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT.         ALL RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES CONTAINED WITHIN THE ELECTRONIC FILE CONTAINING THE FORM OR DOCUMENT IS DISCLAIMED. WE WILL NOT BE LIABLE TO YOU FOR ANY INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OF ANY KIND THAT MAY RESULT FROM USE OF OR INABILITY TO USE OUR SITE. OUR MAXIMUM LIABILITY TO YOU UNDER ALL CIRCUMSTANCES WILL BE EQUAL TO THE PURCHASE PRICE YOU PAY FOR ANY SERVICES OR INFORMATION.         Wise Savings, LLC RESERVES THE RIGHT TO CHANGE ANY AND ALL CONTENT CONTAINED ON THIS SITE AT ANY TIME WITHOUT NOTICE. REFERENCE TO ANY SERVICES, PROCESSES, OR OTHER INFORMATION, BY TRADE NAME, SERVICE MARK, NAME OF MERCHANT OR BROKER, OR OTHERWISE, DOES NOT CONSTITUTE OR IMPLY ENDORSEMENT, SPONSORSHIP OR RECOMMENDATION THEREOF BY Wise Savings, LLC.           12. Miscellaneous . This Agreement shall be treated as though it were executed and performed in the United States, and shall be governed by and construed in accordance with the laws of the United States (without regard to conflict of law principles). Any cause of action by you with respect to the Site (and/or any information or services related thereto) must be instituted within one (1) year after the cause of action arose or be forever waived and barred. The language in this Agreement shall be interpreted as in accordance with its fair meaning and not strictly for or against either party. All legal proceedings arising out of or in connection with this Agreement shall be brought solely in the courts located in the United States. You expressly submit to the exclusive jurisdiction of said courts and consent to extraterritorial service of process. Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. To the extent that anything in or associated with the Site is in conflict or inconsistent with this Agreement, this Agreement shall take precedence. Our failure to enforce any provision of this Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision Our Privacy Policy Maintaining your trust and confidence is a high priority. We want you to understand how we protect your privacy when we collect and use information about you, and the measures we take to safeguard that information. What is "Personally Identifiable" information and how does it relate to me? "Personally identifiable" information is information that is directly associated with a specific person such as a subscriber's name, address, or telephone number, e-mail address, location information, or even sometimes information about online or network activities (e.g., log files of Web searching activities).  Wise Savings, LLC recognizes that parents may purchase our products and services for family use, including for use by minors. Any information collected from such usage will appear to be that of the subscriber (the parent) and treated as such under this Notice. Further, in accordance with the Children's Online Privacy Protection Act and this Notice, Wise Savings, LLC does not design or intend for its products or services to collect personally identifiable information from children under the age of 13. If our policies change in that regard, we will obtain verifiable parental consent before any collection, use or disclosure of such information. Remember that if a child under 13 uses our services with or without your permission to access a site on the Internet, that site's privacy policy (including treatment of information your child provides to that site) will govern. We encourage parents to be involved in the online activities of their children to ensure that no information is collected from a child under 13 without parental permission. Whenever a business entity subscribes to our services and provides such services to its employees, this Notice generally will govern how we treat the employees' personally identifiable information. However, we view the business entity as the subscriber and our service agreement with the business entity may require that we provide access to or disclose personally identifiable information about an employee's use of the service such as service usage or location information. In that case, the company's own privacy policy will govern how it treats that information.  Information We Collect As part of providing you with our products and services, we obtain nonpublic personal information ("Customer Information") about you, including: Information we receive from you on applications, through the Internet, surveys, online registrations or other forms (such as name, billing address and credit information).  Information collected automatically whenever you interact with us (for example, we know when you are on the network and generally where you are). Information from Other Sources: We may receive information about your credit worthiness if we require to bill you for services, or when we are processing your credit card payment.  How do you use "Personally Identifiable" information? In general, we use "personally identifiable" information for billing purposes, to market and provide services, to anticipate and resolve problems with your service, or to create and inform you of products or services that better meet your needs. For example, by understanding how you use our Network, we are able to customize and personalize your experience or we may be able to provide information we think will interest you or enable you to conduct transactions more easily. Will "Personally Identifiable" information be disclosed? Wise Savings, LLC is NOT in the business of selling personally identifiable information to others, or sharing information with companies that are not part of the Wise Savings, LLC group. However, Type-I financial personal identifiable information may be shared with payment clearinghouses for the purpose of completing the payment for the purchase of products and services. Such information is secure and is encrypted, and will not be shared by the clearinghouses with any other entity other than to process the payment. Is information secure? Wise Savings, LLC maintains physical, electronic, and procedural safeguards for information collected through the use of its Web site that comply with legal requirements to safeguard Customer Information. But, we have no control over the security of other sites on the Internet you visit, interact with, or from which you buy products or services. We limit access to personal information about you to those employees who need to know that information to provide products or services to you. An important part of protecting the security of personal information is your efforts to protect against unauthorized access to your wireless device, user name and password and to your computer. Also, be sure to sign off when finished using a shared computer and always log out of any site when viewing personal account information. Customer Credit Card information is NOT maintained or retained in the Wise Savings, LLC database. Disclosures to Provide You With Offers for Products and Services. An important benefit of your customer relationship with Wise Savings, LLC is the opportunity to receive offers for products and services from Wise Savings, LLC. We try to provide these offers to customers who are most likely to find them of value. In addition, we release personally identifiable and other account information when we believe release is appropriate to comply with the law. At the time of registration, a customer will be able to "opt in" or "opt out" of receiving such offers, and can change their option at any time afterward. Access to Personal Identifiable Information A customer has the opportunity at any time to review, correct and change their personal identifiable information. Access to this information is available after the customer logs into the Web Site and selects the "View/Edit Personal Information" Button on the "What Do You Want To Do?" Screen. User Authentication Process Only a customer can access their personal identification information. At the time of registration, the customer will receive a unique Log-on and Password send via secure email to the email address chosen by the customer. The customer will be able to change their log-on and password information at any time. If the customer cannot recall their log-on and password, the software will automatically send the information to the email address originally specified by the customer to receive such secure information.  The Log-on and Password information and the Type-I financial personal identifiable information is not available to any Wise Savings, LLC customer support personnel. Privacy Notice of "Link's to Other Web Sites. Wise Savings, LLC provides "links" to other web sites of businesses and other entities that the customer has the option of clicking on the link to view the other web site. Wise Savings, LLC does not have any control over whether those web sites subscribe to the Wise Savings, LLC or similar Privacy Notice. Former Customers If you decide to terminate your customer relationship with us, or your account becomes inactive or is closed for some other reason, we will continue to treat and safeguard your Customer Information as described in this Notice.